Ripple’s purchase is rooted in a strategic decision of vision and potentiality. Rail, founded in 2021 by Bhanu kohli and Tarun Mistry, built a reputation of its own by connecting stablecoin with fiat systems using developer friendly API. According to FinTech Futures, in just 4 years, Rail captured 10% of the $36 billion B2B stablecoin payments market—an extraordinary feat for a startup with only $10.7 million Series A funding. Ripple’s vast XRP Ledger network, 60+ financial licenses, and proven regulatory relationships turn Rail’s nimble API into a scalable enterprise-grade payments engine. By acquiring rail, Ripple enhanced its virtual accounts, back-office automation tools and operational feasibility

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